HOW IT WORKS
From application to processing.
From application to processing.
A structured onboarding process built around your business, industry and payment requirements.
A structured onboarding process built around your business, industry and payment requirements.
Apply
Assess
Structure
Integrate
Go Live
[PLACEHOLDER — ONBOARDING WORKFLOW UI]
[PLACEHOLDER — ONBOARDING WORKFLOW UI]
Merchant onboarding
In review
Application received
Complete
Underwriting assessment
Reviewing
A clear path from application to live processing.
A clear path from application to live processing.
Every business is different. The process is designed to understand your requirements before determining the appropriate payment setup.
Every business is different. The process is designed to understand your requirements before determining the appropriate payment setup.
01
Tell us about your business
Tell us about your business
Share your business model, industry, processing requirements and operating profile.
Share your business model, industry, processing requirements and operating profile.
Business profile · Processing requirements · Jurisdiction
02
Underwriting & assessment
Underwriting & assessment
We assess the business, risk profile, jurisdiction and processing requirements.
We assess the business, risk profile, jurisdiction and processing requirements.
Risk profile reviewing
03
Processing setup
Processing setup
Available merchant, acquiring and processing infrastructure is structured around the business.
Available merchant, acquiring and processing infrastructure is structured around the business.
04
Go live
Go live
Once approved, integrated and tested, your payment setup can begin processing transactions.
Once approved, integrated and tested, your payment setup can begin processing transactions.
We look at the business behind the transaction.
We look at the business behind the transaction.
Processing availability is determined by more than sales volume alone. Underwriting considers how the business operates, where it operates and how payments flow through it.
Processing availability is determined by more than sales volume alone. Underwriting considers how the business operates, where it operates and how payments flow through it.
Industry
Business model and regulatory environment.
Jurisdiction
Operating, customer and settlement locations.
Processing volume
Expected transaction volume and sales patterns.
Chargebacks
Dispute history and chargeback exposure.
Processing history
Previous arrangements.
Fulfilment
Delivery model.
Average transaction value
Typical order size.
Recurring billing
Subscription profile.
The right processing setup starts with understanding the business.
The right processing setup starts with understanding the business.
Complex industries often require more specialised underwriting, banking alignment and processing structures than standard e-commerce businesses.
Complex industries often require more specialised underwriting, banking alignment and processing structures than standard e-commerce businesses.
Merchant Review
Business Model — Reviewed Jurisdiction — Supported Processing Profile — Assessed Risk Review — In Progress
Business Model — Reviewed
Jurisdiction — Supported
Processing Profile — Assessed
Risk Review — In Progress
Infrastructure Match — Pending
See what processing setup may be available for your business.
See what processing setup may be available for your business.
Apply
Understand
Align
Structure
Payment infrastructure shouldn’t depend on one relationship.
Payment infrastructure shouldn’t depend on one relationship.
Where appropriate and available, processing infrastructure can be structured to reduce dependency on a single banking or processing relationship.
Where appropriate and available, processing infrastructure can be structured to reduce dependency on a single banking or processing relationship.
Merchant
→
DIMORACO
→
Supported infrastructure relationships
Merchant
↓
DIMORACO
↓
Acquiring
Processing
Banking
Settlement
Ready to find the right processing setup?
Ready to find the right processing setup?
Tell us about your business and payment requirements.
Tell us about your business and payment requirements.
Apply
All applications are subject to underwriting and available banking and processing relationships.
All applications are subject to underwriting and available banking and processing relationships.